These terms are governed by the laws of the State of Illinois, without respect to its conflict of laws principles. For any actions not subject to arbitration, the exclusive place of jurisdiction for any claim, dispute, or controversy arising from or in connection with these Terms is Cook County, Illinois, or the United States District Court for the Northern District of Illinois, and such disputes will be determined under Illinois law.

Before either of us takes legal action, we agree to try to resolve the dispute informally. To the fullest extent permitted by law, no legal proceedings—whether in court, arbitration, or any other forum—may be started until this informal process is completed, except as described below.

You must start by sending us a Notice of Dispute. Send your notice to [email protected]

Your notice must include:

• Your full name.
• The email address associated with your Jurat-related activity.
• Your country of residence (and your U.S. state, if applicable).
• The name and contact info of your attorney, if you’re represented.
• A detailed explanation of the dispute and the harm you believe occurred.
• Your signature.

Notices must be sent on behalf of an individual person. We won’t accept Notices that attempt to represent multiple people or a class of users.

Once we receive your Notice, we’ll do our best to resolve the issue. We’ll respond within 60 days, and both sides will attempt to resolve in good faith.

If we can’t settle the matter within those 60 days, either side may begin arbitration.

Arbitration (Instead of Court)

If a dispute still exists after the informal process, you and Jurat agree to resolve it through binding arbitration.

• Arbitration is faster, private, and usually more efficient than going to court.
• You agree that the Federal Arbitration Act governs this provision, and you waive the right to a jury trial or to bring or participate in a class action.
• Either you or we can recover reasonable legal fees and costs if allowed under the law, especially if one side prevails.
• The arbitrator has the sole authority to determine whether a dispute falls under this agreement, including any issues around enforceability.

JAMS will administer arbitration under its rules and procedures (available at www.jamsadr.com). If any part of the JAMS rules conflicts with these Terms, these Terms will control.

The arbitrator must issue a written decision explaining the key findings and conclusions. That decision can be enforced in any court with jurisdiction.

If JAMS’s consumer arbitration rules apply and the arbitrator finds that a claim was frivolous or brought in bad faith, the arbitrator may require the party that filed it to cover all arbitration costs and fees.

No class actions or group arbitration

You and Jurat agree to resolve disputes only as individuals, not as part of a class or representative action. That means:

• No class actions.
• No group arbitrations.
• No private attorney general claims.

You’re waiving the right to bring or participate in a class action lawsuit or class arbitration. You can only bring claims in your own name, and we can only bring claims in ours.

Batched arbitration

To streamline things if many similar claims arise at once, we agree to a batched arbitration process for efficiency.

If 50 or more arbitration demands are filed within 60 days, or are coordinated by the same law firm (or related firms), JAMS will consolidate the demands into batches. Each batch will be treated as a single arbitration, with:

• One arbitrator.
• One set of filing and administrative fees per side.
• A shared schedule.

Claims are considered similar if they arise from the same facts, raise similar legal issues, and seek similar relief. If there’s a disagreement about whether claims are similar, a separate arbitrator will decide that question, and Jurat will cover that arbitrator’s fee.

Exceptions and statutory rights

This section doesn’t affect any non-waivable rights under local law. And either party may still go to court (or arbitration) to seek temporary injunctive relief — for example, to preserve the status quo or enforce this arbitration clause at the outset.

If a dispute is not arbitrable for any reason, it will be resolved in accordance with the Governing Law and Venue section of these Terms.

This clause survives even if you stop using jurat.io or these Terms end.